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May 18, 2023 By GOQii Leave a Comment

Re-Imagine Insurance With GOQii INSURE+

While not the most interesting topic in the world, let us tell you that health insurance is your secret weapon, granting you access to medical care while keeping costs in check. It acts as a safety net, shielding you from unexpected expenses and covering pre-existing conditions. Think of it as a personal coach, urging you to prioritize preventive care and take charge of your well-being. From regular check-ups to early issue detection, health insurance is a game-changer in protecting you and your loved ones from life’s surprises.

Now, while we understand the importance of health insurance, those high premium costs can make us pull the plug on this game-changer. But what if your health could determine your premium costs? The healthier you are, the less you pay! How is this even possible?

How Did We Re-Imagine Insurance?

By tying up with Kotak Mahindra Life Insurance Company Limited (KLI) and Kotak Mahindra General Insurance Company Limited (KGI), we launched GOQii Insure+ – India’s first outcome based health and life insurance program that enables you to get a Health Insurance cover for up to ₹5 lakhs and Life Insurance cover of up to ₹1 lakh.

How Does The GOQii Insure+ Plan Work?

To activate your GOQii Insure+ plan of Health insurance and Life insurance covers, all you need to do is activate your GOQii Personal Care subscription. Every GOQii player (user) that activates their Insure+ plan starts their health journey on the lowest tier of the S.A.F.E score i.e. Sedentary. At this level, you are eligible for a Health Insurance cover of ₹1 Lakh & a Life Insurance cover of ₹1 Lakh.

By logging in your daily habits such as steps, food intake, water logs, sleep, exercises and others (set by your personal coach) and achieving your daily health targets, players can improve their SAFE score and progress to Active, Fit and Elite to increase the value of their health insurance cover. On reaching Elite, players are eligible for up to ₹5 lakh Health Insurance + ₹1 lakh Life Insurance Cover.

Refer to the table below to understand the tiers in the SAFE score

GOQii SAFE Score	Eligible Insurance Cover
Sedentary	Up to ₹1 lakh Health Insurance + ₹1 lakh Life Insurance Cover
Active	Up to ₹2 lakh Health Insurance + ₹1 lakh Life Insurance Cover
Fit	Up to ₹3 lakh Health Insurance + ₹1 lakh Life Insurance Cover
Elite	Up to ₹5 lakh Health Insurance + ₹1 lakh Life Insurance Cover

What Happens If Your SAFE Score Drops?

If you are unable to maintain your SAFE score, you will drop down 1 level from your existing tier and will be eligible for the insurance cover under the tier you fall in. For e.g. If you belong to the Elite Tier and are unable to maintain the minimum SAFE score, you will drop down to the Fit level and will be eligible for health insurance cover of ₹3 lakh Health Insurance + ₹1 lakh Life Insurance Cover at the time of claim.

In case if you are sedentary for more than 60 days, on the GOQii App, you will lose the GOQii Insurance Cover.

You can choose your GOQii Insure+ plan here. To active it, follow the steps below:

For New GOQii Players

Download the GOQii App
Login to the GOQii App using your mobile number and the activation code received along with the device
Insurance plan will be activated automatically post successful activation

For Existing GOQii Players

Go to the ‘my subscriptions’ tab on the GOQii app
Tap on the ‘Change Plan’ option
Scroll to the ‘Annual’ section and subscribe to the GOQii Personal Care Plan

If you have any more questions or doubts, you can check the FAQs here.

Get Insured and #BeTheForce

May 16, 2023 By Tabassum Parveen 4 Comments

Beat the Heat With Simple Lifestyle Changes!

If you’re a kid, summer has to be the most awaited season for you as it spells the beginning of vacations! As an adult, there are many things you need to worry about. There are things such as dehydration, heatstroke and a few other precautions you need to maintain whether you’re indoors or outdoors.

What Happens to Your Body During Summer?

Your body undergoes so many changes in the heat. For instance:

Heatstroke: Puts pressure on your heart
Dehydration: Causes your brain to shrink, causes headaches, confusion, itchy eyes, heart palpitations and sleep issues
Muscle cramps and lethargy: because your body uses energy to lower your body temperature
Itchiness: under or around the eyes, around your body because of sweat being stuck under your skin
Nausea: due to the rise in body temperature
Low blood pressure as your heart has to work harder to supply blood to the body due to the heat.

The above issues can be fixed or avoided by adopting very simple lifestyle changes to beat the heat!

1. Hair Care

Your scalp sweats more during summer. Your hair may become frizzy and dry. While washing your hair every day might seem like a good idea, it may remove natural oils from your scalp which might result in dandruff and hair loss. You can try massaging your head to increase blood flow to your hair roots. Wash your hair every alternate day.

2. Face and Skincare

The sun’s harmful UV Rays may damage your skin resulting in brown spots, tanning and wrinkles if proper care isn’t taken. It is imperative to avoid the sun between 10 am to 2 pm as the temperature is quite high at noon. If you must venture out, use a sunscreen and appropriate protection to avoid any damage.

The best time to venture out during summer is either early in the morning or late evening as exposure to the sun is also important to strengthen bones and improve immunity as well as correcting sleep and mood.

3. Clothing

Choosing the right clothes will help you deal with the summer heat properly! Light colors are the way to go. Avoid dark colors and stick to cotton clothes or khadi which has the ability to absorb heat and cool down by itself. Avoid silk, nylon and other fabrics that absorb heat and store it.

4. Hydration

This is the key to stay healthy during summer! As mentioned above, dehydration can cause a lot of health issues. Drink at least 2-3 liters of water a day. Always have a bottle of water handy and keep sipping even if you aren’t thirsty.

You can also opt for coconut water, fresh fruit juices, sugarcane juice, herbal iced tea, buttermilk, or yoghurt. You can make your own natural drink by adding salt, a piece of jaggery, basil seeds, or mint/lemon drops to your water to replenish your body with electrolytes.

Foods That Help You Beat the Heat

Watermelon: When your body needs hydration, watermelon is the fruit to go to! It contains 90% water, is rich in Vitamin A and C. It helps you stay hydrated, protects your heart circulating system and acts against muscle and headaches.
Cucumber: acts as a natural body coolant, reducing body heat. It also helps you stay hydrated as it contains 95% water and it is rich in copper, potassium, vitamin B, C, K and Manganese.
Onion: One must carry an onion in a pocket to beat the summer heat. Onion acts as a body coolant by helping the body temperature cool down quickly and prevent a heat stroke. It can be consumed raw or added to a salad which can protect you from many diseases and infections. If you face nose bleeding issues during summer, inhale an onion to stop the bleeding.
Coconut Water: is loaded with Vitamin A, C and minerals like potassium, calcium, manganese and magnesium. It helps you stay hydrated with these essentials nutrients.
Basil Seeds: These small seeds have wonderful cooling effects. It improves hair and skin health and prevents diseases due to its anti-inflammation, antioxidant and antibacterial properties.
Yoghurt: strengthens the gut and improves immunity. 2-3 servings of yoghurt or curd can do wonders for your body. To enhance its benefits, add berries to yoghurt or consume either Lassi or buttermilk.
Barley Water: with a drop of lemon is an excellent summer coolant. It also cures urinary tract infection. You can either drink this cold or warm to replenish yourself with a good amount of fibre, vitamins and minerals.

Foods to Avoid During Summer

The scorching summer heat affects the digestive system severely. It’s best to avoid certain foods.

Junk Foods: can cause indigestion and food poisoning
Heaty Foods: Avoid red meats and spices such as nutmeg, chillies, ginger, pepper and cinnamon that generate too much heat
Dairy Foods: Skip high fat dairy foods such as cheese or ghee that might upset the stomach. Their high fat content may also result in pimples on the face.
Hot Beverages: Avoid tea, coffee and aerated drinks that leave you dehydrated and affect the kidneys.

Incorporate these changes and you’re all geared to beat the heat this Summer! Get more summer tips here or speak to a GOQii Coach by subscribing for Personalised Health Coaching here.

#BeTheForce

May 13, 2023 By Madhu Soni Leave a Comment

Recipes With Seasonal Vegetables

If you’ve been sitting at home for too long, trying to cool yourselves under ACs and fans, there’s a simple way to maintain body heat and that’s food! Seasonal vegetables and fruits are loaded with micronutrients which not only help you stay hydrated but healthy as well – a much needed benefit for the current times.

Healthy Recipes With Seasonal Vegetables

Let’s try these 2 recipes with vegetables still available in the market!

1. Pumpkin Soup

Ingredients:

Olive oil – 2 tbsp
Onion – 1 finely chopped
Leek – 1, white part only – finely sliced
Garlic clove – 1 crushed
Ground coriander – ½ tsp
Ground cumin – 1 tsp
Freshly grated nutmeg – ½ tsp
Peeled pumpkin – 1kg diced
Potato – 1kg peeled and diced
Vegetable liquid stock – 1L
Thin cream – ½ cup (125ml)

Method:

Heat oil in a large saucepan on low heat, add the onion and leek and cook for 2-3 minutes, until softened but not colored.
Add garlic and spices. Cook while stirring for 30 seconds.
Add pumpkin, potato and stock and bring to boil.
Turn heat to low, cover and simmer for 30 minutes. Allow to cool slightly, and then blend in batches.
Return the soup to a pan, stir through cream and reheat gently.
Season and add a little more nutmeg if desired.

2. Brin Baba Ganoush

Ingredients:

Egg plant – 2 large
Garlic clove – 2-3
Tahini paste – 3-4 tsp
Lemon juice – 1 tsp
Yogurt – 2 tsp
Salt to taste
Olive oil – 4-5 tsp
Finely chopped parsley and olives to garnish.

Method:

Roast the egg plant directly on flame till it becomes soft and tender. Remove the peel and mash the pulp.
Run this pulp in a mixer, add garlic, tahini paste, lemon juice, yogurt, salt to taste and half the quantity of oil. Remove it in a serving bowl.
Garnish with finely chopped parsley, red chili flakes, olives and olive oil.
Baba Ganoush can be served with multigrain bread, pita bread or veggies. You can also add finely chopped onions and tomatoes.

We hope you enjoy these recipes with seasonal vegetables. Do try them out, upload your pics on social media or the GOQii Arena and tag us! Find more healthy recipes here.

To get more advice on recipes, nutrition and diet tips, subscribe to GOQii’s Personalised Health Coaching here.

Eat Healthy and #BeTheForce

May 11, 2023 By Hajra Mithani Leave a Comment

5 Eating Habits To Avoid Before You Sleep

Did the lockdown, work from home and everything in between during the pandemic, affect our sleep schedule? The GOQii IndiaFit Report found that there was a drop in the overall sleeping hours we experienced. From an average of 7.6 hours of sleep in 2019, we dropped to 6.8 hours in 2022. This change has led to lots of disturbed sleep or even worse – insomnia.

Lack of quality sleep can contribute to issues such as indigestion, acidity and even mental health issues such as anxiety and depression. Apart from practices like meditation, mindfulness, exercise and deep breathing techniques, even what you eat can impact your sleep. So if you’re aiming for a good night’s rest but are unable to achieve it, here are some eating habits you should avoid for a good night’s rest!

Avoid These 5 Eating Habits Before You Sleep

Junk Food: Pizza, burgers and fries, etc. have refined flours and simple sugars which take longer to digest, disturbing your digestive system at night causing disrupted sleep. Because of their high sodium count, they can leave you feeling bloated, causing sleep-stealing discomfort. Also, you might feel thirstier after consuming junk food. Foods high in calories are digested slowly and may cause stomach upset, cramping, bloating or heartburn if eaten before bed.
Sugars: Sugary food gives you an extra dose of unwanted energy, which is not needed at night. When you eat a lot of sugar before bed, your blood sugar climbs high and then falls rapidly as your body releases hormones to bring the levels under control. This swing in hormones and blood sugar levels impairs sleep. The other reason to avoid starchy or sugary food is it gives you immense energy in a very short period making the body highly active.
Spicy food: Eating items like chillies before bedtime can cause indigestion which makes it difficult to sleep well. It is speculated that this may be due to capsaicin, an active ingredient in chili peppers, affecting sleep via changes in body temperature. Eating spicy food too close to bed causes acidity and worsen symptoms of gastroesophageal reflux disease (GERD). Some studies have claimed that spicy food can trigger brain waves that cause nightmares and you end up tossing and turning all night. So it might not be a good idea to gorge on to those peri-peri fries for dinner.
Caffeine: It is a stimulant that increases your heart rate and alertness – the opposite effect you want when you’re trying to sleep. The role of caffeine (found in coffee, tea, chocolate, cocoa) is to make a drowsy soul active and attentive. Caffeine delays and shortens the sleeping duration of individuals. Dark chocolate has polyphenol, but it’s also a surprising source of caffeine. 20gm dark chocolate has about a quarter of the caffeine as a cup of coffee, and about half the caffeine as a cup of green or black tea. It takes 6-10 hours to eliminate caffeine, which means enjoy a dark chocolate treat at around 4 pm if you plan to sleep at 10 pm.
Alcohol: It suppresses melatonin – the hormone that regulates your internal clock and thus disrupts the circadian rhythm of the body negatively, the reason you wake up in the middle of your sleep. Alcohol also makes you dehydrated and often thirsty in the middle of the night with frequent washroom trips. It interferes with the body’s other sleep-wake regulator – its internal sleep drive. Alcohol increases levels of adenosine, a chemical that regulates sleep by rising naturally in the body. It’s adenosine-boosting effects make you sleep at times other than your natural timings, thus disturbing your natural sleep-wake cycle.

If this article helped you catch up on your much needed hours of rest, let us know in the comments below! You can learn more about sleep here or you can discuss this topic further with a GOQii Coach by subscribing for Personalised Health Coaching here.