While not the most interesting topic in the world, let us tell you that health insurance is your secret weapon, granting you access to medical care while keeping costs in check. It acts as a safety net, shielding you from unexpected expenses and covering pre-existing conditions. Think of it as a personal coach, urging you to prioritize preventive care and take charge of your well-being. From regular check-ups to early issue detection, health insurance is a game-changer in protecting you and your loved ones from life’s surprises.
Now, while we understand the importance of health insurance, those high premium costs can make us pull the plug on this game-changer. But what if your health could determine your premium costs? The healthier you are, the less you pay! How is this even possible?
How Did We Re-Imagine Insurance?
By tying up with Kotak Mahindra Life Insurance Company Limited (KLI) and Kotak Mahindra General Insurance Company Limited (KGI), we launched GOQii Insure+ – India’s first outcome based health and life insurance program that enables you to get a Health Insurance cover for up to ₹5 lakhs and Life Insurance cover of up to ₹1 lakh.
How Does The GOQii Insure+ Plan Work?
To activate your GOQii Insure+ plan of Health insurance and Life insurance covers, all you need to do is activate your GOQii Personal Care subscription. Every GOQii player (user) that activates their Insure+ plan starts their health journey on the lowest tier of the S.A.F.E score i.e. Sedentary. At this level, you are eligible for a Health Insurance cover of ₹1 Lakh & a Life Insurance cover of ₹1 Lakh.
By logging in your daily habits such as steps, food intake, water logs, sleep, exercises and others (set by your personal coach) and achieving your daily health targets, players can improve their SAFE score and progress to Active, Fit and Elite to increase the value of their health insurance cover. On reaching Elite, players are eligible for up to ₹5 lakh Health Insurance + ₹1 lakh Life Insurance Cover.
Refer to the table below to understand the tiers in the SAFE score
| GOQii SAFE Score | Eligible Insurance Cover |
| Sedentary | Up to ₹1 lakh Health Insurance + ₹1 lakh Life Insurance Cover |
| Active | Up to ₹2 lakh Health Insurance + ₹1 lakh Life Insurance Cover |
| Fit | Up to ₹3 lakh Health Insurance + ₹1 lakh Life Insurance Cover |
| Elite | Up to ₹5 lakh Health Insurance + ₹1 lakh Life Insurance Cover |
What Happens If Your SAFE Score Drops?
If you are unable to maintain your SAFE score, you will drop down 1 level from your existing tier and will be eligible for the insurance cover under the tier you fall in. For e.g. If you belong to the Elite Tier and are unable to maintain the minimum SAFE score, you will drop down to the Fit level and will be eligible for health insurance cover of ₹3 lakh Health Insurance + ₹1 lakh Life Insurance Cover at the time of claim.
In case if you are sedentary for more than 60 days, on the GOQii App, you will lose the GOQii Insurance Cover.
You can choose your GOQii Insure+ plan here. To active it, follow the steps below:
For New GOQii Players
- Download the GOQii App
- Login to the GOQii App using your mobile number and the activation code received along with the device
- Insurance plan will be activated automatically post successful activation
For Existing GOQii Players
- Go to the ‘my subscriptions’ tab on the GOQii app
- Tap on the ‘Change Plan’ option
- Scroll to the ‘Annual’ section and subscribe to the GOQii Personal Care Plan
If you have any more questions or doubts, you can check the FAQs here.
Get Insured and #BeTheForce
